Risk & Safety

Security audits, protocol risk assessment, insurance coverage, and safety frameworks for crypto lending.

7 articles

person using Macbook Pro — Photo by Štefan Štefančík on Unsplash

How to Avoid Crypto Loan Liquidation: 7 Strategies That Actually Work

Most guides explain what liquidation is. This one shows you how to prevent it — with specific LTV buffers, platform alert setups, and an emergency playbook.

Bill RiceMar 29, 2026
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Is Crypto Lending Safe? An Honest Assessment for 2026

A frank look at the risks of crypto lending — what went wrong in 2022, what's changed since, and how to evaluate safety today.

Bill RiceMar 13, 2026
person using MacBook Pro — Photo by Campaign Creators on Unsplash

Celsius, BlockFi, and Voyager: What Went Wrong and Lessons Learned

A post-mortem of the 2022 crypto lending crisis — how three major platforms collapsed and what it means for lending safety today.

Bill RiceMar 11, 2026
person using MacBook Pro — Photo by Campaign Creators on Unsplash

Crypto Lending Risks: Everything You Need to Know Before Lending or Borrowing

A comprehensive risk assessment framework for crypto lending — smart contract risk, counterparty risk, liquidation risk, regulatory risk, and how to mitigate each.

Bill RiceMar 5, 2026
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Smart Contract Risks in DeFi Lending: What You Need to Know

Understanding the biggest risk in DeFi lending — smart contract vulnerabilities. How exploits happen, how to evaluate audits, and how to protect yourself.

Bill RiceFeb 26, 2026
a few men looking at a computer screen — Photo by Accuray on Unsplash

Proof of Reserves in Crypto Lending: Why It Matters

What proof of reserves is, how it works, which platforms publish it, and why it became essential after the 2022 crypto lending crisis.

Bill RiceFeb 25, 2026
person using Macbook Pro — Photo by Štefan Štefančík on Unsplash

How to Evaluate a Crypto Lending Platform's Safety: A 10-Point Checklist

A practical checklist for evaluating whether a crypto lending platform is safe — audits, reserves, team, regulation, and red flags.

Bill RiceFeb 23, 2026