Live DataTuesday, March 31, 2026

Crypto Lending Market Pulse

Live rate snapshot across 10 platforms. Week-over-week trends will appear after the first snapshot.

Market Overview

Avg Stablecoin Yield

5.18%

Avg BTC Yield

2.21%

Avg ETH Yield

2.48%

Platforms Tracked

10

DeFi + CeFi combined

Best Rates by Asset

Top 10 Lending Yields

#PlatformAssetAPYTypeChain
1NexoUSDC10.0%CeFi
2NexoUSDT10.0%CeFi
3Figure (Democratized Prime)YLDS9.0%CeFi
4CoinRabbitUSDC8.0%CeFi
5CoinRabbitUSDT8.0%CeFi
6Figure (Democratized Prime)USDC7.9%CeFi
7Figure (Democratized Prime)USDT7.9%CeFi
8Figure (Democratized Prime)BTC7.5%CeFi
9MorphoUSDC5.5%DeFi
10MorphoDAI5.2%DeFi

How We Track Rates

DeFi rates are fetched hourly from the DeFi Llama API across Ethereum, Arbitrum, Base, Optimism, and Polygon. We track Aave V3, Compound V3, Morpho, Spark, Fluid, and Euler v2.

CeFi rates are fetched daily from platform APIs (Nexo, Ledn, CoinRabbit) and verified manually. Figure rates are updated manually from their published materials.

Snapshots are captured weekly (Saturday evening UTC) and compared for trend analysis. Historical data accumulates over time for richer analysis.

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